Financial infrastructure, powered by Smart Accounts

Built for developers, our APIs power the world's first self-custodial Visa card—enabling no-fee stablecoin on-ramping, instant spending, and seamless DeFi access.
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CORE FEATURES

Build with our permissionless API and self-custodial Visa card

On-Chain Smart Account

Sponsored gas fees for seamless transactions
DeFi integrations for staking, borrowing, and yield
Direct fiat deposits with instant stablecoin issuance (EURe, GBPe, USDCe)

Powered by Safe

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Self-custodial Visa debit card

0% FX spread (better than Wise or Revolut)
Up to 5% cashback
Spend crypto anywhere Visa is accepted
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Permissionless API for TradFi access

Permissionless authentication with a simple Ethereum signature
Plug-and-play integration with wallets, DeFi, and dApps
Enterprise-ready solution for fintechs, banks, and Web3 projects
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Pure composability, endless possibilities

Auto-recharge with staked assets when your balance dips
Borrow against stablecoins to access instant liquidity
On-chain card FX secures the best travel rates
Round-up savings invests spare change into staking
High-yield savings accounts generate passive income on crypto
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Compliance toolbox

Regulatory-ready with full KYC and PCI compliance
Privacy-first with no sensitive data storage required
Enterprise-grade security trusted by fintechs and institutions
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on-chain smart account

KEY BENEFITS

Effortless crypto integration, global spending and built-in compliance

Quick integration
Authenticate users with an Ethereum signature
Limitless DeFi potential
Automated staking, borrowing, card-based FX
Global reach
Spend crypto anywhere Visa is accepted
All-in-one-compliance
Gnosis Pay covers KYC and PCI

COMPARISON

How we stack up: zero FX fees, more rewards, total control

FX Spread
Cashback
Self-custody
DeFi Integration
Permissionless API
Gnosis Pay
0%
Up to 5%
ETH Sig
Wise
~0.35 - 2%
Revolut
0.5 - 1%
Up to 2%
Limited

SOLUTIONS

Tailored solutions for different use cases

Affiliate Program

KEY BENEFITS

Referral revenue, zero tech overhead

IDEAL FOR

Projects with large communities wanting quick monetization
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Launchpad Program
Launchpad Program

KEY BENEFITS

Launch in days, low operational overhead, flexible branding

IDEAL FOR

Startups/dApps wanting fast go-to-market
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White Label Program
White-label Program

KEY BENEFITS

Full brand control, deeper integration, product synergy

IDEAL FOR

Established companies seeking a completely branded DeFi card
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GLOBAL REACH

Expand with Gnosis Pay

Launch in all markets across EEA, Brazil, Argentina, Mexico, Colombia, Indonesia, Thailand, Japan, and Singapore.

Privacy policy

Terms & conditions

Help center

© Gnosis Pay 2025. All Rights Reserved.

Gnosis Pay is the trading name of Gnosis Pay Co Ltd, a UK registered Company (No. 14919639)
The Gnosis Pay Debit Card issued by Monavate Limited pursuant to licence by VISA Europe Limited. Monavate Limited is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 901097).